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18Dec/20

America’s 3 biggest money fears – and how to overcome them

first_img 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Look among the top fears of Americans and you’ll find money-related nightmares, like always living paycheck to paycheck and falling into serious debt. These strong fears related to money — or more specifically, not having enough of it — stem from money’s role as a vital resource that provides stability and security.If thinking about money triggers a fear response in you, addressing those fears is key to healthy money management. GOBankingRates’ 2015 Life + Money Survey identified the top three most common money fears among Americans: always living paycheck to paycheck, living in debt forever and never being able to retire. Here’s how to overcome those fears.1. The Fear of Always Living Paycheck to PaycheckThe top money fear among Americans is always living paycheck to paycheck. One in five (20.2 percent) fear this financial outcome over other concerns like losing their jobs and having their identities stolen.Living paycheck to paycheck is an insecure and unsustainable pattern of financial management. If you’re consistently spending what you make, you have little left over as a buffer between yourself and the financial hardships of life. continue reading »last_img read more

19Oct/20

Maria’s extradition ‘cover up’ for failure to arrest other fugitives, experts say

first_imgMaria was named a suspect for fraudulent gains she made from loans from state-owned lender Bank Negara Indonesia (BNI) issued to her company PT Gramarindo Group, which she co-owned with Adrian Waworuntu. She allegedly used a fictitious letter of credit to obtain US$136 million and 56 million euro ($118,846) in bank loans between 2002 and 2003.Read also: Jakarta ‘welcomes home’ BNI loan fraud fugitive from BelgradeBNI grew suspicious about the company and reported the case in June 2003 to the National Police, which opened a fraud investigation.However, Maria reportedly fled to Singapore in September 2003, just a month before the police investigation team named her a suspect in the case. Interpol issued a red notice in December 2003 for Maria, who had by then been on the run for three months. Meanwhile, the South Jakarta District Court tried and sentenced Adrian in 2005 to life imprisonment for corruption.Yasonna said in a statement that authorities later discovered that Maria – who was born in Paleloan, North Sulawesi in 1958 – had obtained Dutch citizenship in 1979 and was hiding in the Netherlands, from where she reportedly made several trips to Singapore.He added that the ministry had sent requests for her extradition to the Dutch government in 2010 and 2014, but they were rejected.The Interpol National Central Bureau (NCB) in Belgrade apprehended Maria on July 16, 2019, as she was entering the country through Belgrade’s Nikola Tesla Airport and alerted the Indonesian NCB in Jakarta.The Law and Human Rights Ministry then issued a request for Maria’s temporary detention and extradition from Serbia.“We, along with law enforcers, will work to recover from abroad assets obtained by Maria [from her crimes]. We will take all legal measures to freeze her assets, including by blocking her bank accounts,” Law and Human Rights Minister Yasonna Laoly said in a statement on Thursday.While many lauded the government for the extradition, experts have called on the authorities to capture other high-profile suspects and fugitives that have fled overseas.The fugitive list includes Djoko Tjandra, who was convicted in 2009 for embezzling billions of rupiah from the state bailout fund during the 1998 Asian financial crisis. He escaped to Papua New Guinea (PNG), a day before a court announced the verdict and he reportedly obtained PNG citizenship later that year.Read also: Indonesia will be ‘ashamed’ if it is ‘made a fool of’ by fugitive Djoko Tjandra: MahfudAfter being at large for more than a decade, Djoko has reportedly returned to Indonesia to file a review of his case, although his whereabouts remain unclear. He was absent from the first hearing in his case review on Monday.Attorney General ST Burhanuddin previously criticized the immigration authorities for their failure to notify his office of Djoko’s arrival in the country. However, the immigration office claimed it had found no trace of Djoko in its system.Zaenur Rohman, a researcher at Gadjah Mada University’s Center for Anticorruption Studies (PUKAT UGM), said the government had managed to capture Maria in Serbia but failed to bring home Djoko from PNG, despite the fact that Indonesia does not have an extradition treaty with either country.“Such a failure is caused by the lack of a government program to repatriate them to Indonesia. There is no measurable target and single well-planned effort to bring them back home,” Zaenur said on Thursday.He added that the fugitives’ immense wealth might have hindered efforts to capture and extradite them because they had brought economic benefits to the countries to which they had fled.Indonesian Anti-Corruption Community (MAKI) coordinator Boyamin Saiman called Maria’s arrest a cover up of the ministry’s “shame” for letting Djoko slip through undetected.”Maria’s extradition case has proven that if the government is serious, it can catch fugitives, including Djoko Tjandra and other high-profile ones,” Boyamin said in a statement.Read also: Airport CCTV footage shows PDI-P politician Harun Masiku returning to Indonesia, despite official claimsHe highlighted other major fugitives, including Eddy Tansil who was found guilty of having embezzled $565 million in state funds in a loan scam channeled by the Bank Pembangunan Indonesia (Bapindo) to his Golden Key GroupEddy escaped from prison in 1996 while serving his 20-year prison sentence, and has reportedly hidden in China since at least 2011.The Law and Human Rights Ministry was not immediately available to comment on the experts’ calls to arrest other fugitives.BNI corporate secretary Melly Meiliana said in a statement that the bank appreciated the government’s efforts to extradite Maria and would support the ongoing legal proceedings, which could become an opportunity to recover some of the losses endured by the lender.Topics : Indonesia succeeded in finally repatriating fugitive Maria Pauline Lumowa, who had been wanted for 17 years for allegedly stealing billions of rupiah from a state-owned bank, from the Republic of Serbia on Thursday.The successful extradition, however, should inspire the authorities to catch other high-profile suspects and convicts who have fled the country, experts have insisted.On Thursday morning, the Law and Human Rights Ministry’s extradition team escorted Maria as the group arrived at Soekarno-Hatta International Airport from Belgrade, where the Serbian government had formally handed her over to Indonesian authorities.last_img read more

21Sep/20

Howson strike seals Norwich win

first_img Stoke improved after the interval and looked unlucky not to be awarded a penalty when Leroy Fer had a hand on Kenwyne Jones in the area, before Begovic pulled off a smart save to keep out a Robert Snodgrass shot. With both clubs struggling for goals this season, a tight affair had been expected and Norwich boss Chris Hughton will be delighted to have emerged from the contest with all three points. They take his side – whose victory at Manchester City in May was their only other away league win in 2013 – to a total of seven points from six games this term, and up three places to 14th in the table. They leapfrog Stoke, who are now 15th and also on seven points from six matches. Norwich looked full of purpose from the off, with Pilkington bursting forward early on and unleashing a shot that Ryan Shawcross got in the way of. Bennett struck the woodwork in the ninth minute with a sliding effort at the back post as he got the better of Shawcross from a corner, and the ball came back to the Canaries defender for a second attempt, but Begovic was able to gather. There was a suspect moment for Begovic in the 17th minute as a delivery came across the box, with the goalkeeper failing to get anywhere near the ball as it appeared he was shoved to the ground by Michael Turner. Stoke were unable to make anything of a corner at the other end, and in the 28th minute, Begovic looked unconvincing again as he came to catch a Pilkington cross. He collided with Ricky van Wolfswinkel, who was judged to have committed a foul, and saw the ball go wide of the post. The hosts tried to step things up and Arnautovic sent a shot swerving just over the crossbar, but a minute later Norwich were in front. The Canaries took advantage of sloppy play from their opponents in the 34th minute as Howson collected the ball from Anthony Pilkington and beat Stoke goalkeeper Asmir Begovic, who might have done better, from outside the box. Norwich had already hit the crossbar through Ryan Bennett and were good value for their lead, with a shot from Marko Arnautovic that whistled just over being the closest a subdued Potters side came in the opening 45 minutes. The Potters lost possession from their own throw-in and then failed to close down as Pilkington teed up Howson, who fired in a shot that seemed to catch the diving Begovic by surprise. Within five minutes Shawcross had a chance to equalise, but he could only head wide from Charlie Adam’s corner and Jones then slipped as he tried to meet a Geoff Cameron cross into the danger zone. Stoke manager Mark Hughes tried to give his side some fresh impetus by bringing on Stephen Ireland and Jermaine Pennant for Adam and Jon Walters at the interval, and shortly after the break the Potters had a strong-looking spot-kick claim turned down when Jones appeared to be pulled back in the box by Fer. Arnautovic then sent an ambitious attempt off-target, before Norwich began to probe again with the lively Pilkington striking wide and Snodgrass looping a shot over the bar. Jones struck weakly towards the near post, with John Ruddy dropping on the ball, and the Stoke frontman was then replaced by Peter Crouch. Steven Nzonzi drilled into Ruddy’s arms and Begovic then pulled off a great diving stop to keep out a curling strike from Snodgrass, the final really close effort of the game. Press Association Jonny Howson’s first-half strike steered Norwich to their second Barclays Premier League win of the season as they defeated Stoke 1-0 at the Britannia Stadium.last_img read more

22Jul/19

Its time to update Origin as EAs game client could be a

first_imgEA’s PC client, Origin, has been popular of late. The runaway success of Apex Legends and big releases like Anthem has seen players jumping in to Origin with aplomb. However, a security vulnerability could be putting users at risk. Daley Bee and Dominik Penner of Underdog Security (via TechCrunch) have found a flaw that can let malicious actors run or install applications on the PC without users permissions, through something as innocent as a hyperlink. As with the recent Internet Explorer flaw, this doesn’t require you to even open Origin, you just need to have it installed. This is due to the way EA uses a custom URL protocol to access the web store of individual games through a browser using the Origin:// protocol.Related: Best Android PhonesHowever, it turns out that Origin can be tricked, and this could allow internet-dwelling bad guys to install programs onto an end user’s PC without them even knowing. EA has fixed the exploit now, so, Windows users, you can fix it right now. Stop reading, go to Origin and update it. Problem solved. For those of you reading along on the Mac, congratulations, you get a pass this time. The exploit only affects Windows users. As a demonstration, Bee showed off an exploit that shows up the Windows Calculator application, disguised as an EA sales offer, showing how easily users could be taken advantage of.Related: Best FPS GamesOur advice is the same as always for big exploits: be careful what you click and keep all of your applications updated. This is a worrying exploit to see in the wild, and it’s unsure whether it was used to get to users, but it’s serious enough that you should definitely be updating your Origin client posthaste. Doctors orders. Use Origin? You could get hold of us on Twitter at @TrustedReviews, or you could go and update your Origin. I’d recommend the Origin update first, honestly. We’d also like to send you special offers and news just by email from other carefully selected companies we think you might like. Your personal details will not be shared with those companies – we send the emails and you can unsubscribe at any time. Please tick here if you are happy to receive these messages.By submitting your information, you agree to the Terms & Conditions and Privacy & Cookies Policy. Show More Unlike other sites, we thoroughly review everything we recommend, using industry standard tests to evaluate products. We’ll always tell you what we find. We may get a commission if you buy via our price links.Tell us what you think – email the Editor Sign up for the Mobile NewsletterSign Up Please keep me up to date with special offers and news from Goodtoknow and other brands operated by TI Media Limited via email. You can unsubscribe at any time. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.last_img read more